The summer of 2018 has been a very exciting time for all of us who call Hawaii home. So many changes have taken place, and we’re only half-way through the year. Some of the biggest changes include:

It’s my last week in Hawaii. I’m flying back to Kansas for two weeks before the new semester starts, then back to Hawaii for a month before I start a new job in a new city. I’ve been working on this blog for a while to try to keep a record of my life while I’m here, and I still have a lot of catching up to do. I’ve been going to the beach a lot, and I plan to continue to take advantage of the warm weather to relax and rest, so I can get a job in a new city.

The following article will list the 10 Pros and Cons of Living in Hawaii right now, as of May 2017.

Before You Move To Hawaii, Here’s What You Should Know

It’s time to discuss the advantages and disadvantages of living in Hawaii.

And I believe you will discover that Hawaii is an incredible location. As a result of the advantages of living in Hawaii. They are unlike any other state in the country.

But be cautious, since there are certain things you can’t ignore. These are some of the reasons why you should not relocate to Hawaii in the first place.

And then there’ll be a day when we’re done. You’ll be able to decide for yourself if Hawaii is a suitable location to live.

So, let’s get started.

Because it’s time to go through the top ten advantages and disadvantages of living in Hawaii…


I may get compensation for purchases made via links in this article at no cost to you.

The Benefits and Drawbacks of Living in Hawaii

Here are some of the most important things to consider before relocating to Hawaii:

  • Natural splendor in abundance
  • Excellent weather
  • Outdoor leisure opportunities abound.
  • People who are pleasant to be with and who live in a welcoming environment
  • Low levels of criminality
  • Cost of living is very high.
  • Culture shock is a possibility.
  • Weather and natural disasters have a negative effect.
  • a lot of traffic
  • Access to products and services is restricted.

In a minute, we’ll go through each of these Hawaii advantages and disadvantages.

However, first things first. Allow me to assist you in answering the important question of the day…

What Is It Like To Be A Local In Hawaii?

While you’re considering relocating to Hawaii. Consider the following essential points…

The Advantages of Living in Hawaii

The Hawaiian Islands are about as near as you can get to paradise.

Consider the beautiful sunsets on the virgin beaches. And nearly every day, there are beautiful rainbows. All year long, you may bask in the warmth of summer.

Swim, snorkel, surf, climb, or just catch some rays in your spare time. Near the ocean, amid the warm and soothing sunshine.

Most importantly, living in Hawaii is characterized by a welcoming culture. Also, a calm, risk-free manner to go about your everyday activities.


You knew it was coming, didn’t you? You did, didn’t you?

Because life isn’t all sunshine and smiles. Living the Hawaiian way of life.

Here’s why…

The Drawbacks of Living in Hawaii

To begin with, your Hawaii living costs will be far more than you expect. In comparison to almost every other state in the nation.

And nearly every line on your budget will see a rise in expenses. Perhaps not the expense of heating your house. If you’re coming from a chilly winter area, this is very important.

You may also feel a bit homesick. Isolated on an island with a strange culture to deal with.

While attempting to embrace a new lifestyle. That’s most likely not how you’re used to doing things.

Finally, environmental factors may become severe. Congestion on the roads may be severe.

And all the things you take for granted these days. In this condition, it may be difficult to find.

Okay. Now that you’ve covered the essentials of Hawaii living, it’s time to go on to the next step.

Let us now take a deep dig. Looking at the advantages and disadvantages of living in Hawaii right now…

Natural Beauty In Abundance

The landscapes and ecosystems of the islands are diverse.

On one side of an island, there may be hills. In one place, there are mountains, while in another, there are flatlands.

Ocean cliffs will be seen. Mountain peaks, too.

This state has deserts. There are also rainforests. As you can see, the terrain in the state is very varied.

Most importantly, it is bordered by a huge ocean panorama.

This takes me to a different aspect of the landscape. And it’s one of the most compelling reasons to call Hawaii home.

Hawaii’s Beautiful Beaches

Because it is home to some of the finest beaches in the world. They are spotless and well-kept. For your outdoor enjoyment.

Best of all, the state’s beaches are accessible to the public with just a few restrictions. So go ahead and take a walk on the beautiful sand. Hawaii’s beautiful blue ocean waters.

Then it becomes dark. Always keep an eye on the sky.


Because the state has some of the most beautiful sunsets in the country.

They color the sky at nightfall. Pinks, blues, and oranges are used in a variety of ways. You’ve never seen anything like it.

But the vibrant sky isn’t only for the night…


Since moving to Hawaii, rainbows are a given. Almost every day, I’m adorning the sky. This is particularly true during the rainy season.

Consider these color bursts in the open air. One of the numerous benefits of living in Hawaii is the availability of these services.

And we’ve just scratched the surface of Hawaii’s benefits. And then there’s the great outdoors…

Excellent Weather

Because one of the greatest things about Hawaii is the weather. Since nearly every day in June or July seems like a summer day.

It’s 80 degrees, sunny, and pleasant. The kind of weather that makes you happy. Both on the inside and out

However, there are a few characteristics about Hawaii weather that are distinctive. That is something I’d want to bring up…


There are many distinct microclimates on the islands.

It rains a lot in certain areas. And there are also dry areas.

The sun shines in a lot of places. Others, though, are often cloudy.

In this state, you may even find snow. If you search hard enough, you’ll find it. At the very top of the world’s highest mountains.

Winds of Change

You may adapt to the hot heat over time. If not, you will often feel the wind or breeze. Originating in either the north or east.

The trade winds are blowing. As a result, the temperatures are more bearable.

Also, keep the air clean. As a result, you are free to open up your house. And open the windows to let the winds in.

Then there are the smells that pervade the atmosphere. Another one of Hawaii’s unique characteristics…

Living in Hawaii has a lot of good smells.

Most locations have distinct aromas. You’re aware. When you exit an airport, you get that strange smell. And you find yourself in a different location.

This state is no exception. It can only get better.

With a white plumeria fragrance. The scent of summer flower beds wafting across the air.

And there’s the air, which is crisp, salty, and humid. It comes from the sea.

What else does Hawaii’s pleasant weather imply?

It essentially implies that dressing down is the new dressing up…

All-Year-Long Summer Clothes

Prepare to dress in shorts, t-shirts, and slippers (Hawaiin lingo for flip-flops).

Throughout the whole year. In many workplaces, as well.

On your way home from the beach, do you need to stop at the grocery store? You’re wearing a bikini. Alternatively, a swimsuit.

It’s no issue. It’s doubtful that anybody will object.

Okay. We all know it’s a lovely island paradise. The weather is also fantastic.

So, when you’re not working, what do you do? One of the advantages of living in Hawaii is the abundance of outdoor leisure opportunities.

Let’s have a look…

Outdoor Recreation with a Wide Range of Options


Hawaii offers a diverse range of activities. When it comes to outdoor activities, the sky is the limit.

To fully explain them, I’d need a whole essay. So, here’s a list of alternatives for you to consider.

And that’s all there is to it. One of the advantages of living in Hawaii is the opportunity to travel.

If you set your mind to it, you can do anything. There’s never a dull moment while you’re outdoors.

From the everyday. To the far flung.

As an example…

Water sports, hiking, golfing, and other activities are available.

  • Volleyball on the beach
  • biking
  • boating
  • bodyboarding
  • bodysurfing
  • canoeing
  • dancing
  • diving
  • exploring the island
  • cliff-side fishing
  • golfing
  • hiking
  • hunting
  • skiing on a jet ski
  • jogging
  • kayaking
  • riding a motorcycle
  • paddleboarding
  • looking for seashells
  • fishing from the beach
  • snorkeling
  • skiing in the snow
  • snowboarding
  • spearfishing
  • sunbathing in the sun
  • surfing
  • swimming
  • walking
  • Skiing on the water
  • yachting

So, let’s have a look at some of the incredible water activity choices. Like when you’re surfing the huge waves on Oahu’s north coast.

You can appreciate the wonderful things about Hawaii on land. The quantity of immaculate, well-kept golf courses, for example. Hiking through the mountains or through the woods.

It’s doubtful that it’s a fan of the great outdoors. Regardless of the particular inclinations. There will be no more things to do.

In addition, there is a lot to do between the scenery, the great weather, and the activities. They make up what I think of as the health advantages of living in Hawaii.

Plus, there’s more. When it’s time to move on to your next activity…

To Get Around Hawaii, There Are Good Roads And Bus Routes

Yes. Depending on your location. You might go for a walk to the beach or to the golf course.

However, if your next activity is a little farther away…

Just know that the roads in the state are usually in excellent shape. Also, if you so want. The island’s transportation systems can take the driving off your hands.

Next, here’s another advantage of living in Hawaii…

Nice People in a Warm Environment


The temperature isn’t the only thing that’s hot in this town. The culture is as well.

Because the people of this country are imbued with the spirit of Aloha culture.

Aloha is more than just a greeting. It’s a style of thinking and doing.

Honesty, humility, love, compassion, and kindness are all qualities he represents. To put it as succinctly as I can.

There are a few additional characteristics of the individuals that you will notice. And these individuals may be one of the greatest reasons to relocate to Hawaii…

Hawaii is a laid-back place to live.

The locals are laid-back. They have a distinct feeling of the passage of time. It’s unlike anything else.

So, in Hawaii, don’t attempt to hurry anything. First and foremost, it will not work. And it’s not going to go over well.

Then there’s the phrase “pau hana.” That means, the job is completed.

As though it were happy hour. It’s a little get-together after work. You’ve made it through another day, which is a good sign.

As a result, learn to appreciate it. Together with your coworkers. Alternatively, you may do it alone.

I’m on my way to your unique spot. Or the individuals who have a particular place in your life.


If you’re a native of the mainland, you should be aware of this. Consider the advantages and disadvantages of relocating to Hawaii. You’ll be among the minority.

Because of the state’s varied population. With no representation by a majority.

Native Hawaiians make up the majority of the population. Groups of Pacific Islanders Individuals who are multi-racial.

Others have visited the islands throughout the years and decided to remain. There is a sizable Asian population.

In Hawaii, you may live in a family-oriented environment.

The inhabitants of this state are devoted to their loved ones. Also, place a premium on interpersonal connections.

It’s not unusual to witness several generations of people. We’re going to have a barbecue. Story-telling or chit-chat On the beach, they’re enjoying one other’s company.

Then there’s one of my favorite aspects of living in Hawaii…

The Absence Of Materialism

You don’t have to worry about “keeping up with the Joneses” here because you don’t have to.

People aren’t interested in working 24 hours a day, seven days a week to get ahead. Neither is driving the most costly vehicle. Alternatively, you may live in the largest home.

As a result, a minimalist mindset. With the natives, it goes a long way.

Finally, keep this in mind. Always remember to respect and appreciate the culture. To be able to fully enjoy it.

The last of the wonderful stuff is up next. On my list of advantages and disadvantages in Hawaii.

It is…

Crime rates are low.

In this condition, you may feel secure. Because there isn’t a lot of violent crime.

Perhaps it’s the inhabitants’ laid-back attitude. Or the reality that such conduct would be difficult to conceal.

After all, it’s only a tiny collection of islands. There aren’t many places to run. Alternatively, crowds may be used to vanish into.

However, be warned that property crime and theft are more prevalent in Hawaii.

Tourists are the ones who are most often targeted. It’s a good idea not to keep valuables in your vehicle as a resident. Alternatively, you might hide in plain sight at the beach.

Consider installing a home security system. Or, more significantly, use some common sense. To lessen your chances of being a victim of property crime.

As I already said. That concludes my list of some of the greatest reasons to call Hawaii home.

However, any essay about the advantages and disadvantages of living in Hawaii would be incomplete.

Without a consideration of the drawbacks of living in Hawaii. And that’s what’s coming up next…


So, let’s get this party started!

High Living Costs

Over the last several years, the state’s population growth has slowed. Some attribute the problem to Hawaii’s average cost of living.

The sluggish wage increase is exacerbating the situation. Because remuneration hasn’t kept up with increasing costs.

The middle class in the state is now living paycheck to paycheck. And dealing with a subpar quality of life in Hawaii. In comparison to other states in the nation.

The following are some of the causes for the increased costs:

  • Real estate is quite expensive.
  • Regulations and levies imposed by the government
  • Competition is restricted.
  • There are fewer low-cost “big box” shops.
  • Scarcity
  • Costs of shipping to the islands

And here’s what the figures say. and World Population Review agree. In comparison to the rest of the nation…

Hawaii’s Cost of Living

Home prices are more than twice as high as the national average.

The cost of renting an apartment has increased by 60%. The rentals are among the highest in the nation.

Utilities are 85 percent more costly.

Groceries are now 50% more costly. Partly owing to the high expense of transportation. To transport goods into the state.

Finally, fuel costs are among the highest in the country. Anywhere in the United States will suffice.

“The Golden State” is right up there with it. If you’re thinking of relocating to California.

Partly owing to one of the country’s highest per-gallon gas taxes. Increasing your transportation expenses.

So, if you’re planning to relocate to Hawaii. You must make every effort to conserve money and manage your budget.

Here are a few pointers on how to do so…

How to Save Money While Visiting Hawaii

Your credit score will be checked first by mortgage lenders and renters.

So be ahead of the game to obtain the greatest discounts. By utilizing Credit Karma to check your credit for free.

Then, obtain the best mortgage rate possible. If you can afford to purchase a house in Hawaii, that is.

And you may do so by looking for a loan on the internet. Using Lending Tree as a resource.

Then, on top of that, you’ll receive cashback on all of your online purchases.

Which you’ll most likely make a lot of in Hawaii. To locate the items you want and need.

So be sure to utilize Rakuten’s online cash rebate app.

Also, when you go to the supermarket. Ibotta’s money-saving cashback program is one of our favorites.

Last but not least, get your money in order. Both your budget and your investments are important.

By utilizing Personal Capital’s free online tool. In Hawaii, you want your money to travel as far as possible.

Best of all, these pointers and tools will work no matter where you choose to live! So don’t let your finances fall apart before or after you relocate.

Okay. Enough with the money.

Let’s move on to the next point in our Hawaii cons list…

Culture Shock Possibility


As the Wizard of Oz famously put it… You are no longer a Kansas resident!

That is, after you have relocated to Hawaii.

Unlike relocating to another mainland place. Polynesian islands make up the archipelago.

It’s as if you’re in another nation when you’re in Hawaii. Despite its status as a member of the United States.

Respect and appreciate the culture, as I already said. Don’t try to stop it.

Here’s why…

Newcomer Acceptance

Expect a degree of skepticism or apathy in response.

Despite the fact that you have relocated. As well as establishing roots.

If you’re not cautious, you could be mistaken for a tourist. Alternatively, a mainland snowbird.

Even establishing new acquaintances may be difficult. Because the majority of the residents are apprehensive of the inflow of immigrants.

And here’s another one of the drawbacks of living in Hawaii for some.

When you live in Hawaii, you have island time.

In Hawaii, people follow a unique clock. As a result, things get done. When they’re finished, that is.

If you’re coming from a fast-paced environment, this may be tough. New York City, for example.

And it may be aggravating.

If you need help meeting a business deadline. Or maybe you need immediate assistance with your property.

This is perhaps one of the worst aspects about living in Hawaii…

Living in Hawaii may lead to feelings of isolation.

You are more than 2,000 miles distant from the United States if you live on the islands. And it’s over 4,000 kilometers from Japan.

And the knowledge that the only way out of these small islands is via aircraft or ship. For some individuals, this may be a bit unsettling.

The seclusion is comparable to living in Alaska in several respects.

It, like Hawaii, is not part of the United States’ 48 contiguous states. It’s also a long distance from the lower 48 states.

Expenses of Leaving Hawaii

Flights are costly. As a result, the expense of traveling to see your family. And reuniting with old pals may be expensive.

Because of the expense, time commitment, and time away from work. You may find yourself just visiting the islands on a regular basis.

And this leads me to another reason why you shouldn’t live in Hawaii…

When you live in Hawaii, it’s possible to have island fever.

The way of life. Isolation is also a factor. Being surrounded by water is a great feeling. The costs of coming and leaving.

All of these factors may contribute to a condition known as island fever.

It’s a psychological problem.

And it may make you feel nervous, angry, desperate, or trapped. Maybe you’re even homesick.

Okay. After then, it’s your turn. I’m going to talk about the weather again.

Weather and natural disasters have a negative effect.


Yes. I understand. It is, as I have said, one of Hawaii’s greatest assets. Yes, it is.

Weather, on the other hand, may be one of the hazards of living in Hawaii.

This is why I say it…

Vog And Lava Flows

You will be living near volcanoes if you move to Hawaii. While they aren’t usually the ones who cause dramatic outbursts. You never know, however.

Lava flows that move slowly are a fact. Tourists’ favorite attraction. They may, however, be hazardous and destructive.

Whether it’s hot or not, the flow continues. Alternatively, let to dry on the surface.

There’s also vog. Volcanic emissions in the atmosphere. This is made up of volcanic ash and gases.

It is not recommended for those who have respiratory problems. Vog may settle in for days at a time if the trade winds stop blowing.

Extremes in temperature, humidity, and other factors

In Hawaii, the rainy season usually lasts from November through March.

Fortunately, strong storms occur just a few times a year. When they hit, however, they bring with them strong winds, torrential rain, and hail.

As a result, flooding in the impacted regions is a possibility. Then there’s the rain and heat, which brings us to another disadvantage of living in Hawaii…

Bugs also like living in Hawaii.

Make sure you’re protected against mosquitoes. They’re very active throughout the summer months.

There are also large cockroaches in this state. They’re known as “B52s” by the locals.

Finally, there is one negative aspect of Hawaii’s weather.

Perhaps this will not disturb you. I’m not sure…

Seasonal Anomalies

It’s because it’s always July. You won’t be able to see the seasons change here.

So, if you like autumn’s changing foliage. The autumn also brought with it cold, crisp air. Alternatively, you might have a snowy Christmas.

These are things you can forget about. Because they aren’t found in Hawaii.

As a consequence, you may lose track of the calendar year.

Next, I’ll reveal another flaw in Hawaiian life. Getting about in particular…

Traffic Jams

Despite the fact that the roadways are well-kept. There aren’t many highways in this area. As a result, many sites are only accessible through a single path.  

As a result, traffic is very terrible. Particularly during peak commute hours.

Furthermore, the islands are heavily reliant on automobiles. Due to a lack of public transit. Aside from the public transportation networks. Furthermore, the roads are not very bike-friendly.

It’s too terrible. Because riding a bike would be a fantastic alternative. In light of the weather.

Finally, don’t forget about the current roadwork. This helps to maintain the roads in excellent shape.

As a result, you’ve got yourself a formula for a lot of congestion. In addition, time was squandered while stuck in traffic.

Let’s be honest. Paradise wasn’t built to accommodate almost 1.4 million people. There are also tourists. Because of the widespread usage of cars.

Finally, there is one more possible disadvantage. As part of my pros and cons of relocating to Hawaii…

Access To Goods And Services Is Restricted

Some examples of effective government services. And the creature amenities you’ve become used to as a resident of the mainland.

It may be inconvenient to live in Hawaii at times. This is the reason…

Garbage Removal

In certain areas, trash pickup services are restricted.

Depending on your location. It’s possible that you’ll find that hauling your trash is your duty. To a nearby drop-off location.

And if you’re coming from a place where you’re concerned about the environment. You’ll see that recycling isn’t taken very seriously in this town.

Water Resources

In certain areas of Hawaii, there is no official water delivery system.

Houses in these regions have a catchment system. Rainfall is required.

Residents may run out of water during dry periods. Aside from having it delivered, there’s nothing more you can do. Which is very costly.

The following problem with living in Hawaii is most likely minimal. However, it’s worth mentioning…

USPS (United States Postal Service)

Regular postal service is not available in certain areas.

So, if you haven’t already, please do so. Going paperless is a wonderful idea. Prior to relocating to Hawaii

It also has a secondary function. Because you won’t be receiving junk mail. Alternatively, there are paper documents to be disposed of.

Basic Goods Availability

On the one hand, bigger, well-stocked shops are beginning to appear in Hawaii. Take, for example, Costco.

When it comes to fast, unrestricted access to all of the things you’re accustomed to, on the other hand. Hawaii may not be able to compete.

This disadvantage may be mitigated by ordering online. However, shipping will almost always be more expensive. Also, the delivery time will be longer.

Okay. That ends my analysis of Hawaii’s advantages and disadvantages.

Let’s finish with a summary…

The Benefits and Drawbacks of Living in Hawaii

To summarize, here are my top ten benefits and drawbacks of living in Hawaii.

  • Natural splendor in abundance
  • Excellent weather
  • Outdoor leisure opportunities abound.
  • People who are pleasant to be with and who live in a welcoming environment
  • Low levels of criminality
  • Cost of living is very high.
  • Culture shock is a possibility.
  • Weather and natural disasters have a negative effect.
  • a lot of traffic
  • Access to products and services is restricted.

Hopefully, you now have the answers to these crucial questions:

1) Is it a decent location to reside in Hawaii?

2) Why are you relocating to Hawaii?

Best of luck with your choice. Regardless of where you choose to call home.

More Information On The Advantages And Disadvantages Of Living In Hawaii And Beyond

The Most Cost-Effective Ways to Finance a Move to Hawaii (or anywhere)

Several of my favorite financial and money-saving resources were highlighted throughout this assessment of the advantages and disadvantages of living in Hawaii.

For your convenience, I’ve summarized them here:

Disclosure & Disclaimer: I am not a licensed investment adviser, financial adviser, or tax professional. And I am not providing you with individual investment advice, financial guidance, or tax counsel. Furthermore, this website’s only purpose is information & entertainment. And we are not liable for any losses suffered by any party because of information published on this blog.

The Benefits and Drawbacks of Living in Hawaii are outlined.


Living in Hawaii is a lot of fun right now, and we’re loving it.   However, we’re beginning to think that we can no longer live here, because we’re putting ourselves in debt and we’re making poor financial decisions.  Why?  Because we’re not taking advantage of the opportunities we have.  We can’t afford to move back to our hometowns.  And we can’t afford to stay here long-term.  We’ll be rich someday, but at the moment we’re not.. Read more about reasons not to live in hawaii and let us know what you think.

Frequently Asked Questions

What is the downside to living in Hawaii?

The downside to living in Hawaii is that its a very expensive place to live.

What are the pros of living in Hawaii?

The pros of living in Hawaii are that it is a beautiful place with lots of sunshine and warm weather.

How much money do you need to live comfortably in Hawaii?

Hawaii has a cost of living index of 100, which means that the average monthly expense for a person in Hawaii is $1,000.

This article broadly covered the following related topics:

  • living in hawaii
  • living in hawaii pros and cons
  • retiring in hawaii pros and cons
  • reasons not to live in hawaii
  • downside to living in hawaii
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